Terms & Conditions

Welcome to Crybiance ("Company", "we", "our", "us"). These Terms and Conditions ("Terms") govern your use of our investment platform, services, and website (collectively, the "Services").

1.1 Agreement to Terms

By creating an account, making an investment, or using any of our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. These Terms constitute a legally binding agreement between you and Crybiance.

1.2 Modifications to Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes through our platform or via email. Continued use of our Services after changes constitutes acceptance of the modified Terms.

For the purposes of these Terms:

3.1 Age Requirement

You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you are of legal age to form a binding contract.

3.2 Jurisdictional Restrictions

Our Services are not available to residents of certain jurisdictions where cryptocurrency trading or investment services are restricted or prohibited. You are responsible for ensuring that your use of our Services complies with local laws and regulations.

3.3 Capacity and Authority

If you are using our Services on behalf of a company or other entity, you represent that you have the authority to bind that entity to these Terms.

4.1 Account Creation

To access our Services, you must create an account by providing accurate and complete information. You agree to:

• Provide true, accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security of your account credentials
• Accept responsibility for all activities that occur under your account

4.2 Identity Verification

We are required by law to verify the identity of our users. You agree to provide identification documents and other information as requested for verification purposes.

4.3 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. Notify us immediately of any unauthorized use of your account.

5.1 Investment Products

We offer various investment plans with different risk profiles and return expectations. Each investment plan has specific terms, including but not limited to:

5.2 No Investment Advice

We do not provide investment advice, and nothing in our Services should be construed as such. All investment decisions are made at your own discretion and risk.

5.3 Performance Disclaimer

Past performance is not indicative of future results. Investment returns are not guaranteed and may fluctuate based on market conditions.

6.1 Management Fees

We charge management fees as detailed in each investment plan. These fees are deducted from investment returns and are clearly disclosed before you commit to any investment.

6.2 Transaction Fees

Certain transactions may incur additional fees, including but not limited to:

6.3 Fee Changes

We reserve the right to modify our fee structure with 30 days' notice. Continued use of our Services after fee changes constitutes acceptance of the new fees.

7.1 Market Risk

Investment values may fluctuate due to market conditions, economic factors, and other variables beyond our control.

7.2 Liquidity Risk

Some investments may have limited liquidity, meaning you may not be able to access your funds immediately.

7.3 Technology Risk

Our platform relies on technology that may be subject to outages, cyber attacks, or other technical issues.

7.4 Regulatory Risk

Changes in laws and regulations may affect the legality or profitability of certain investments.

8.1 Compliance with Laws

You agree to comply with all applicable laws, regulations, and tax obligations related to your use of our Services.

8.2 Accurate Information

You must provide accurate and complete information and keep it updated throughout your use of our Services.

8.3 Prohibited Conduct

You agree not to engage in any activities that:

• Violate any laws or regulations
• Infringe on others' rights
• Interfere with our Services
• Attempt to gain unauthorized access
• Provide false or misleading information

You may not use our Services for any illegal or unauthorized purpose. Prohibited activities include but are not limited to:

We reserve the right to investigate and take appropriate legal action against anyone who violates these provisions.

10.1 Ownership

All intellectual property rights in our Platform, Services, and content are owned by or licensed to Crybiance. These rights are protected by copyright, trademark, and other laws.

10.2 License Grant

We grant you a limited, non-exclusive, non-transferable license to access and use our Services for personal, non-commercial purposes.

10.3 Restrictions

You may not:

• Copy, modify, or create derivative works
• Reverse engineer or decompile our technology
• Use our trademarks without permission
• Remove any proprietary notices

11.1 Privacy Policy

Your use of our Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

11.2 Data Collection

We collect information necessary to provide our Services, including:

• Personal identification information
• Financial information for verification
• Transaction history
• Technical and usage data

11.3 Data Security

We implement appropriate security measures to protect your data, but cannot guarantee absolute security.

11.4 International Transfers

Your data may be transferred to and processed in countries outside your residence.

12.1 By You

You may terminate your account at any time by contacting our support team. Termination may be subject to completion of ongoing investments and payment of applicable fees.

12.2 By Us

We may suspend or terminate your account if we believe you have violated these Terms or applicable laws.

12.3 Effects of Termination

Upon termination:

• Your right to use our Services immediately ceases
• You remain liable for all obligations
• We may retain your information as required by law

13.1 No Warranty

Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied.

13.2 Limitation of Damages

In no event shall Crybiance be liable for any indirect, incidental, special, consequential, or punitive damages.

13.3 Maximum Liability

Our total liability to you for all claims shall not exceed the amount of fees you paid to us in the six months preceding the claim.

13.4 Essential Purpose

You acknowledge that the limitations in this section are fundamental elements of the basis of the bargain between us.

14.1 Informal Resolution

We encourage you to contact us first to resolve any disputes informally before initiating formal proceedings.

14.2 Arbitration

Any disputes shall be resolved through binding arbitration in accordance with the rules of the International Chamber of Commerce.

14.3 Class Action Waiver

You waive any right to participate in class actions, class arbitrations, or representative actions.

14.4 Governing Law

These Terms shall be governed by the laws of [Jurisdiction], without regard to its conflict of law provisions.

These Terms and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of the British Virgin Islands.

15.1 Jurisdiction

Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Services shall be instituted in the courts of the British Virgin Islands.

15.2 International Users

If you access our Services from outside the British Virgin Islands, you are responsible for compliance with local laws.

16.1 Modification Rights

We reserve the right to modify these Terms at any time. We will provide notice of material changes through our platform or via email.

16.2 Acceptance of Changes

Continued use of our Services after changes constitutes acceptance of the modified Terms. If you disagree with changes, you must stop using our Services.

16.3 Historical Versions

Previous versions of these Terms are archived and available upon request.

If you have any questions about these Terms, please contact us: